1. Acceptance of Terms

By using InterStock LLC’s services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Services Provided

InterStock LLC offers financial education programs, mentorship, and guidance to students and individuals seeking to improve their financial literacy. Our services do not constitute financial, investment, or legal advice.

3. User Eligibility

To access our services, users must be at least 13 years old. If under 18, parental consent is required. By using our services, you confirm that you meet these requirements.

4. Payment and Refund Policy

All payments for programs must be made in full before participation unless otherwise stated. Payments are non-refundable except as explicitly provided in our refund policy.

5. Intellectual Property

All content, materials, and trademarks on the InterStock LLC platform, including but not limited to educational materials, videos, and branding, are the intellectual property of InterStock LLC and may not be copied, distributed, or used without permission.

6. User Conduct

Users agree to use InterStock LLC’s services for lawful purposes only and must not:

• Engage in any activity that disrupts or interferes with the platform.
• Share, sell, or distribute materials without authorization.
• Use our services to engage in fraudulent or unethical activities.

7. Use of Website and Content

Users may not copy, scrape, or modify any content on the website without prior written consent from InterStock LLC.

Unauthorized access or use of automated means to interact with the platform is strictly prohibited.

8. Third-Party Links and Services

InterStock LLC may provide links to third-party websites for convenience. We do not endorse or assume responsibility for any content, products, or services offered by these third parties.

9. Disclaimers and Limitation of Liability

• InterStock LLC provides financial education for informational purposes only. We do not provide investment, legal, or tax advice.
• We do not guarantee any financial results or success from participating in our programs.
• InterStock LLC is not liable for any losses, damages, or expenses arising from the use of our services.
• All content is provided "as is" without warranties of accuracy or completeness.

10. Indemnification

You agree to indemnify and hold InterStock LLC, its affiliates, officers, and employees harmless from any claims, liabilities, damages, or legal fees arising from your violation of these Terms or misuse of our services.

11. Dispute Resolution

Any disputes arising from these Terms shall be resolved through binding arbitration in the State of Florida, and users waive the right to participate in class action lawsuits.

12. Termination of Service

We reserve the right to terminate or suspend access to our services at any time for violations of these Terms, misconduct, or any activity deemed harmful to InterStock LLC or its users.

13. Privacy Policy

Our collection and use of personal information are governed by our Privacy Policy, which you can review [here] (insert link).

14. Changes to Terms

InterStock LLC reserves the right to modify or update these Terms at any time. Continued use of our services after changes are posted constitutes acceptance of the new Terms.

15. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

16. Contact Information

For any questions regarding these Terms, please contact us at info@interstockusa.com.