Effective date: September 1, 2026

InterStock LLC (“InterStock,” “we,” “us,” or “our”) is a financial education company based in Miami, Florida. We teach investing and personal finance to high school students through programs run at partner schools, through private instruction, and through internships.

This policy explains what information we collect, why we collect it, who we share it with, and what you can ask us to do about it. It applies to interstockusa.com and to every program we run. Because most of the people we teach are minors, we hold ourselves to stricter limits than the law alone requires, and we have written those limits into this policy so you can hold us to them.

1. Who may use our services

Our programs and this website are for people aged 13 and older. We do not knowingly enroll students under 13, and we do not knowingly collect personal information from anyone under 13. If we learn that we have collected information from a child under 13, we delete it promptly. If you believe a child under 13 has given us information, email info@interstockusa.com and we will remove it.

Students between 13 and 17 enroll through a parent or legal guardian, or through their school. A parent or guardian is the account holder and the person we treat as having authority over the student’s information.

2. Information we collect

• Contact and identity information — student and parent names, email addresses, phone numbers, mailing address, and the school the student attends.
• Program information — grade level, program and level enrolled in, attendance, coursework and assignments, simulated portfolio activity, and completion status.
• Payment information — we use third-party payment processors. Card numbers and bank details are entered directly with those processors and never reach our systems. We receive confirmation that a payment succeeded, the amount, and the name on the registration.
• Information you send us — anything you write in a contact form, consultation request, internship application, or email.
• Photographs and video — images and recordings made during programs and events. These are governed separately by our Photo and Media Release, described in section 6.
• Basic website measurement — see section 9.

3. How we use information

We use information to run and improve our programs, to communicate with families and partner schools about enrollment and scheduling, to process payments, to issue certificates of completion, to respond to inquiries, and to meet our legal and contractual obligations. That is the entire list.

4. Student information and Florida law

When we deliver a program inside a partner school, we act as an education service provider to that school. Florida’s student data privacy law, section 1002.222 of the Florida Statutes, restricts what companies in our position may do with student information. Our commitments, which apply to every student we teach whether or not a particular statute reaches a particular program:

• We do not sell student information. Not to advertisers, not to data brokers, not to anyone, in any form, for any price.
• We do not use student information for targeted advertising. We do not build advertising audiences from it and we do not hand it to anyone who would.
• We do not profile students for any purpose other than delivering the education the student enrolled in and reporting progress to that student’s parent and school.
• We collect only what the program actually needs to run.
• We delete student information on request. A partner school or a parent may ask us to delete a student’s information, and we will do so within 90 days unless a law requires us to keep a specific record longer. We will tell you if that exception applies and why.
• We never collect a student’s political affiliation, religious affiliation, voting history, or biometric information such as fingerprints or facial or eye scans. We have no use for any of it.

Where a partner school designates us a school official with a legitimate educational interest under the federal Family Educational Rights and Privacy Act, we use education records only for the purpose the school authorized, we do not re-disclose them, and we follow the school’s direction on retention and deletion.

5. How we share information

We share information only in these situations:

• With the student’s school, when the program runs through that school — typically enrollment rosters, attendance, and completion.
• With the parent or guardian of an enrolled student.
• With service providers who help us operate — payment processing, email delivery, scheduling, and website hosting. They may use the information only to perform that service for us.
• When the law requires it, or to report suspected harm to a child as described in our Child Safety and Conduct Policy.
• In a business transfer, if InterStock is ever acquired or merged. We would give notice before student information moved, and any acquirer would be bound by this policy.

We do not sell personal information. We do not rent, trade, or otherwise disclose it for anyone else’s marketing.

6. Photographs and video of students

Florida law, at section 540.08 of the Florida Statutes, requires written consent from a parent or guardian before a minor’s photograph or likeness is used for commercial or advertising purposes. We obtain that consent before using a student’s image in our marketing, on this website, or on social media.

Consent is entirely optional, it can be withdrawn at any time, and refusing it has no effect whatsoever on a student’s participation, standing, or grade. Our Photo and Media Release explains how consent is given, what we do and do not do with images, and how to have an image removed.

7. Payments

Program fees are collected either through a third-party payment processor or through the partner school’s own registration system. In both cases the payment details go directly to that provider. We do not receive, store, or have access to full card numbers or bank account numbers.

8. Data retention

We keep student program records for as long as the student is enrolled and for three years afterward, so that we can verify completion and issue replacement certificates. We keep financial records for as long as tax and accounting law requires. We keep contact form submissions for two years. We delete sooner on request, subject to the exceptions in section 4.

9. Cookies and website measurement

We do not use advertising cookies, tracking cookies, or cross-site trackers on this website. We do not run advertising pixels. Any website measurement we use is privacy-preserving and aggregate: it tells us how many people visited a page, not who they were, and it does not follow anyone across other websites. Our website host may set strictly necessary cookies required for the site to function and to protect against abuse.

10. Security

We maintain reasonable administrative, technical, and physical safeguards appropriate to the sensitivity of the information we hold. Access to student information is limited to the people who need it to do their jobs. No system is perfect, and we do not claim ours is; if a breach affects your information, we will notify you as required by Florida and federal law.

11. Your rights and choices

Whatever statutory thresholds may or may not apply to a company our size, we extend the following to everyone who deals with us:

• Access — ask what information we hold about you or your child.
• Correction — have inaccurate information fixed.
• Deletion — ask us to delete information, subject to the limited legal exceptions above.
• A copy — receive your information in a portable format.
• Opt out of marketing — unsubscribe from any marketing email, or write to us. Enrollment and safety messages are operational and will continue while a student is enrolled.
• Withdraw media consent — at any time, for any reason.

Email info@interstockusa.com with your request. We will respond within 45 days. We do not charge for these requests and we will never treat you differently for making one.

12. Parents and guardians

A parent or guardian of an enrolled student may review their child’s information, ask us to correct or delete it, withdraw media consent, and refuse any further collection. Where a program runs through a school, some records may be education records held under the school’s control, and we will direct you to the school and support the request.

13. Links to other sites

Some enrollment links take you to a partner school’s registration system or to a payment processor. Those services have their own privacy policies, and this one does not govern them.

14. Changes to this policy

If we change this policy in a way that materially affects how we handle student information, we will post the revised policy here with a new effective date and notify enrolled families by email before the change takes effect.

15. Contact us

InterStock LLC — Miami, Florida. Email: info@interstockusa.com

Questions, complaints, and requests all go to the same address and reach a person.